Loans

The residency, income and credit criteria NOW Finance applies to its no-fee personal loans in Australia, with secured and unsecured options explained.

The credit score, income, debt-to-income and residency conditions Rocket Loans applies to US personal loans, plus how prequalification works.

How to apply for an HDFC Bank personal loan in India, including pre-approved offers, online KYC, documents, the key fact statement, e-mandate and disbursal.

How to apply for a Kiwibank personal loan in New Zealand, from preparing documents and the online form to verification, approval and receiving funds.

A step-by-step guide to applying for a CIBC personal loan in Canada, from preparation and choosing a channel to verification, signing and funding.

How HDFC Bank sets personal loan rates between about 9.99% and 24%, what the processing fee and GST add, and how to read the APR in the key fact statement.

How the Kiwibank personal loan rate works, why home loan customers pay less, how the fixed rate compares with risk-based pricing and what it costs over time.

How CIBC prices personal loans with fixed rates or prime plus a margin, what moves your margin and how each rate level translates into Canadian dollars.

Calculate HDFC Bank personal loan EMIs in rupees, compare tenures and rates, include the processing fee and GST and see the effective annual cost.

Work out Kiwibank personal loan repayments in New Zealand dollars, including the NZ$199 establishment fee, term choices and the home loan customer rate.