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How to use a credit card for wedding deposits and suppliers, the protections and rewards available, how to avoid debt and how to budget for big payments.

What to do when your credit card issuer raises your interest rate, the notice rules in several countries, your right to reject and practical alternatives.

How mobile phone protection on credit cards works when you pay your phone bill with the card, what is covered, typical deductibles and how to claim.

How card-linked offers in banking apps give statement credits at selected merchants, how to activate them and how to avoid spending more just to earn them.

When paying a car deposit by credit card makes sense, how dealer limits and surcharges work and how card protections can help if the purchase goes wrong.

How to set spending limits and controls for additional cardholders, who is liable for their purchases and how additional cards affect credit reports.

How freelancers and gig workers can qualify for credit cards, prove irregular income, choose suitable cards and avoid debt during slow months.

How joint credit cards, authorised users and individual cards are treated when a relationship ends, and the steps that protect your credit and finances.

When credit card cashback, points and sign-up bonuses are usually treated as tax-free rebates, when they may be taxable and what changes for business cards.

What credit card retention offers are, when issuers make them, how to ask politely before an annual fee posts and how to judge whether an offer is worth keeping.