These terms apply to your use of Filandy (sw.filandy.com). By using the site you agree to them; if you do not, please do not use it.
Information, not advice
Our guides and examples are general information. They do not constitute an offer of credit, a product recommendation or personal financial, legal or tax advice.
Calculations
Simulations and worked examples are estimates based on the figures shown. Your actual rate, fees and approval are decided by the lender. Read the final contract carefully before signing.
Accuracy
We aim to keep information up to date, but lenders change products without warning. We cannot guarantee that every number is current on the day you read it.
Copyright
Text, tables and design belong to the site. Brief quotations with a link are welcome; reproducing full articles requires written permission.
Links to other sites
We link to lenders and other websites for convenience only and are not responsible for their content or practices.
Limitation of liability
To the extent permitted by law, we accept no liability for decisions made using our content. Please confirm important information directly with the provider.