Who we are
Filandy (sw.filandy.com) publishes practical guides to borrowing. We believe a loan or a credit card should be judged by what it costs in real money, so our articles always turn rates and fees into monthly payments and totals.
Our content
You will find repayment simulators explained step by step, eligibility guides for banks and online lenders around the world, articles on APR, comparison rates and fees, and credit card guides that focus on everyday decisions.
How we research
We work from lenders’ published terms, official regulators and consumer bodies. Rates and conditions can change at any moment, so every figure is presented as valid at the time of writing and should be checked with the provider before you decide.
What we are not
Filandy is not a bank, lender or broker. We do not take applications, request documents or handle money, and we do not sell reader data. Our guides are general information, not personal financial advice.
How the site is paid for
Advertising from third-party networks keeps the site free. Advertisers do not choose our topics and cannot review or change our articles.